{"id":7949,"date":"2025-10-03T23:07:54","date_gmt":"2025-10-03T23:07:54","guid":{"rendered":"https:\/\/info-eforie.ro\/index.php\/2025\/10\/03\/statul-se-imprumuta-din-nou-de-la-populatie-cu-dobanzi-de-pana-la-82-cine-poate-cumpara-titluri-fidelis\/"},"modified":"2025-10-03T23:07:54","modified_gmt":"2025-10-03T23:07:54","slug":"statul-se-imprumuta-din-nou-de-la-populatie-cu-dobanzi-de-pana-la-82-cine-poate-cumpara-titluri-fidelis","status":"publish","type":"post","link":"https:\/\/info-eforie.ro\/index.php\/2025\/10\/03\/statul-se-imprumuta-din-nou-de-la-populatie-cu-dobanzi-de-pana-la-82-cine-poate-cumpara-titluri-fidelis\/","title":{"rendered":"Statul se \u00eemprumut\u0103 din nou de la popula\u021bie cu dob\u00e2nzi de p\u00e2n\u0103 la 8,2%. Cine poate cump\u0103ra titluri Fidelis"},"content":{"rendered":"<div>\n<p>Ministerul Finan\u021belor a anun\u021bat vineri c\u0103 va lansa a noua edi\u021bie de titluri de stat Fidelis, \u00een perioada 10-17 octombrie, oferind dob\u00e2nzi care pot ajunge la 8,20% la emisiunile \u00een lei \u0219i de p\u00e2n\u0103 la 6,50% la cele \u00een euro.<\/p>\n<div><picture loading=\"eager\" width=\"1400\" height=\"750\" alt=\"Imagine care reprezint\u0103 titlurile de stat Fidelis\"><source type=\"image\/webp\"  media=\"(min-width: 1400px)\"><source type=\"image\/webp\"  media=\"(min-width: 1000px)\"><source type=\"image\/webp\"  media=\"(min-width: 700px)\"><source type=\"image\/jpeg\"  media=\"(min-width: 1400px)\"><source type=\"image\/jpeg\"  media=\"(min-width: 1000px)\"><source type=\"image\/jpeg\"  media=\"(min-width: 700px)\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/cdn.adh.reperio.news\/image-a\/a090679d-3d7f-4870-a9e4-0aa3440073fd\/index.jpeg?p=a%3D1%26co%3D1.05%26w%3D700%26h%3D750%26r%3Dcontain%26f%3Dwebp\" alt=\"Imagine care reprezint\u0103 titlurile de stat Fidelis\" width=\"1400\" height=\"750\" loading=\"eager\"><\/picture>\n<p>Statul \u00eemprumut\u0103 din nou bani de la rom\u00e2ni: dob\u00e2nda poate ajunge la 8,2%<\/p>\n<\/div>\n<p>Persoanele fizice rezidente \u0219i nerezidente cu v\u00e2rsta peste 18 ani <a href=\"https:\/\/adevarul.ro\/economie\/fidelis-de-septembrie-donatorii-de-sange-primesc-2469857.html\" target=\"_blank\">pot subscrie \u00een titlurile de stat<\/a> FIDELIS denominate \u00een lei \u0219i \u00een euro prin intermediul b\u0103ncilor partenere BT Capital Partners&#038;Banca Transilvania, Banca Comercial\u0103 Rom\u00e2n\u0103, B.R.D. \u2013 Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, Alpha Bank \u0219i TradeVille \u00een parteneriat cu Libra Bank, titluri care sunt listate la Bursa de Valori Bucure\u0219ti.<\/p>\n<p>Cei care vor s\u0103-\u0219i investeasc\u0103 economiile \u00een Programul FIDELIS, edi\u021bia din octombrie, vor beneficia de dob\u00e2nzi atractive \u0219i neimpozabile:<\/p>\n<div><picture loading=\"lazy\" width=\"1400\" height=\"531\" alt=\"image\"><source type=\"image\/webp\"  media=\"(min-width: 1400px)\"><source type=\"image\/webp\"  media=\"(min-width: 1000px)\"><source type=\"image\/webp\"  media=\"(min-width: 700px)\"><source type=\"image\/png\"  media=\"(min-width: 1400px)\"><source type=\"image\/png\"  media=\"(min-width: 1000px)\"><source type=\"image\/png\"  media=\"(min-width: 700px)\"><img decoding=\"async\" src=\"https:\/\/cdn.adh.reperio.news\/image-6\/6bea7b25-be7b-429c-b9cd-856eb1929128\/index.png?p=a%3D1%26co%3D1.05%26w%3D700%26h%3D531%26r%3Dcontain%26f%3Dwebp\" alt=\"image\" width=\"1400\" height=\"531\" loading=\"lazy\"><\/picture>\n\t\t\t<\/div>\n<p>Donatorii de s\u00e2nge beneficiaz\u0103 \u0219i de tran\u0219a special\u0103 de titluri de stat FIDELIS,\u00a0emise \u00een lei, cu scaden\u021b\u0103 la 2 ani, la o dob\u00e2nd\u0103 de\u00a08,20%. Donatorii-investitori se bucur\u0103 de un prag minim de subscriere redus de la 5.000 de lei la 500 lei, \u00een limita unui plafon maxim de 100.000 lei.<\/p>\n<p>Noua structur\u0103 a programului FIDELIS, \u00eempreun\u0103 cu programul TEZAUR, care include maturit\u0103\u021bi de 1, 3 \u0219i 5 ani, ofer\u0103 investitorilor \u0219i celor care doresc s\u0103 economiseasc\u0103 prin titluri de stat \u00eentreaga palet\u0103 de maturit\u0103\u021bi, de la 1 la 10 ani, cu op\u021biuni at\u00e2t \u00een moneda na\u021bional\u0103, c\u00e2t \u0219i \u00een euro.<\/p>\n<p>Cei care investesc \u00een titlurile de stat FIDELIS se bucur\u0103 de facilit\u0103\u021bi precum:<\/p>\n<p>    \u2022 posibilitatea de a vinde titlurile \u00eenainte de maturitate, primind dob\u00e2nd\u0103 aferent\u0103 perioadei de de\u021binere \u00een func\u021bie de pre\u021bul primit pe burs\u0103;<\/p>\n<p>    \u2022 veniturile ob\u021binute din de\u021binerea titlurilor sunt neimpozabile;<\/p>\n<p>    \u2022 flexibilitate \u00een administrarea \u0219i diversificarea portofoliului.<\/p>\n<p>Cifrele celor 8 edi\u021bii din 2025 dovedesc interesul crescut al rom\u00e2nilor pentru modalitatea de economisire propus\u0103 de Ministerul Finan\u021belor:<\/p>\n<p>    \u2022 suma total\u0103 investit\u0103 este de peste\u00a016,12 miliarde de lei;<\/p>\n<p>    \u2022 169.191\u00a0ordine de subscriere;<\/p>\n<p>    \u2022 26.650\u00a0donatori \u2013 investitori;<\/p>\n<p>    \u2022 peste\u00a01,477\u00a0miliarde de lei este suma total\u0103 investit\u0103 de donatori-investitori.<\/p>\n<p>Reamintim c\u0103 valoarea nominal\u0103 a unui titlu de stat FIDELIS este de 100 de lei pentru emisiunea \u00een lei \u0219i 100 de euro pentru emisiunea \u00een euro, iar <a href=\"https:\/\/adevarul.ro\/economie\/statul-a-atins-un-nou-record-de-imprumuturi-de-la-2422784.html\" target=\"_blank\">pragul minim de subscriere este de 5.000 de lei, respectiv 1.000 de euro.<\/a><\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/adevarul.ro\/economie\/statul-se-imprumuta-din-nou-de-la-populatie-cu-2476545.html\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ministerul Finan\u021belor a anun\u021bat vineri c\u0103 va lansa a noua edi\u021bie de titluri de stat Fidelis, \u00een perioada 10-17 octombrie, oferind dob\u00e2nzi care pot ajunge [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-7949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-popular"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/posts\/7949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/comments?post=7949"}],"version-history":[{"count":0,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/posts\/7949\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/media\/7950"}],"wp:attachment":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/media?parent=7949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/categories?post=7949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/tags?post=7949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}