{"id":4574,"date":"2025-05-22T17:08:34","date_gmt":"2025-05-22T17:08:34","guid":{"rendered":"https:\/\/info-eforie.ro\/index.php\/2025\/05\/22\/educatie-financiara-practica-pentru-elevi-cu-sprijinul-123credit-lectii-esentiale-despre-bani-costuri-si-profit\/"},"modified":"2025-05-22T17:08:34","modified_gmt":"2025-05-22T17:08:34","slug":"educatie-financiara-practica-pentru-elevi-cu-sprijinul-123credit-lectii-esentiale-despre-bani-costuri-si-profit","status":"publish","type":"post","link":"https:\/\/info-eforie.ro\/index.php\/2025\/05\/22\/educatie-financiara-practica-pentru-elevi-cu-sprijinul-123credit-lectii-esentiale-despre-bani-costuri-si-profit\/","title":{"rendered":"Educa\u021bie financiar\u0103 practic\u0103 pentru elevi, cu sprijinul 123Credit: lec\u021bii esen\u021biale despre bani, costuri \u0219i profit"},"content":{"rendered":"
\n

Asocia\u021bia Finprotect, \u00een urma succesului primului seminar de educa\u021bie financiar\u0103 desf\u0103\u0219urat la \u0218coala Gimnazial\u0103 Nr. 197 din Bucure\u0219ti, \u00een parteneriat cu unitatea de \u00eenv\u0103\u021b\u0103m\u00e2nt \u0219i cu sprijinul doamnei director Stupinaru \u0218tefania Ramona, a organizat cel de-al doilea seminar dedicat elevilor de clasa a IV-a, sub forma unui atelier practic de educa\u021bie financiar\u0103.<\/p>\n

\"V1<\/picture>\n\t\t\t<\/div>\n

Scopul activit\u0103\u021bii a fost familiarizarea elevilor cu no\u021biuni economice fundamentale, precum: organizarea \u0219i func\u021bionarea unei firme, gestionarea responsabil\u0103 a banilor, procesul de produc\u021bie \u0219i v\u00e2nzare, calculul costurilor \u0219i al profitului. Elevii au \u00eenv\u0103\u021bat cum se produce un obiect, cum se stabile\u0219te pre\u021bul acestuia \u00een func\u021bie de costuri (materie prim\u0103, angaja\u021bi, taxe, impozite) \u0219i cum poate fi ob\u021binut un profit. \u00cen mod concret, au participat la confec\u021bionarea unor tablouri ecologice din licheni naturali, pe care apoi le-au \u201ev\u00e2ndut\u201d simbolic, aplic\u00e2nd principiile discutate.<\/p>\n

Potrivit profesorului coordonator Stan Cristina Mihaela: \u201eCopiii au \u00een\u021beles, prin activitate practic\u0103, cum func\u021bioneaz\u0103 procesul de stabilire a pre\u021bului \u0219i promovarea unui produs, descoperind c\u0103 \u00een spatele fiec\u0103rei firme exist\u0103 o strategie bine g\u00e2ndit\u0103, ceea ce le-a schimbat perspectiva asupra produselor din jurul lor.\u201d<\/p>\n

Proiectul educa\u021bional a fost realizat cu sprijinul 123Credit, UNSAR, Intaro Insurance Services SA, Moss Gloss Sauce \u0219i Infoasig Claim, c\u0103rora le mul\u021bumim pentru implicare.<\/p>\n

\u201ePrin aceast\u0103 abordare practic\u0103 \u0219i interactiv\u0103, copiii nu doar c\u0103 \u00eenva\u021b\u0103 concepte economice, dar \u00eencep s\u0103 \u00een\u021beleag\u0103 valoarea muncii, importan\u021ba planific\u0103rii \u0219i rolul lor ca viitori cet\u0103\u021beni activi. Suntem recunosc\u0103tori \u0218colii Gimnaziale nr.197 \u0219i doamnei director Stupinaru \u0218tefania Ramona pentru deschiderea \u0219i sprijinul oferit \u00een implementarea acestui proiect\u201d, a declarat Robert Cre\u021bu, vicepre\u0219edinte al Asocia\u021biei Finprotect.<\/p>\n

Asocia\u021bia Finprotect va continua s\u0103 promoveze educa\u021bia financiar\u0103 ca parte esen\u021bial\u0103 a form\u0103rii personale. \u201eFiecare atelier de educa\u021bie financiar\u0103 pe care \u00eel organiz\u0103m este o investi\u021bie \u00een viitorul copiilor. Ne dorim ca ace\u0219tia s\u0103 \u00een\u021beleag\u0103 de mici cum func\u021bioneaz\u0103 economia \u0219i cum pot lua decizii financiare responsabile. Entuziasmul \u0219i curiozitatea lor ne confirm\u0103 c\u0103 educa\u021bia practic\u0103 face diferen\u021ba. La finalul acestui seminar am r\u0103mas cu o idee clar\u0103 \u0219i optimist\u0103: viitorul arat\u0103 foarte bine.\u201d \u2013 Valentin Bl\u0103jan, Manager National Dezvoltare Leasing & Credite la 123Credit.ro<\/a><\/p>\n

\u00cen paralel cu educa\u021bia financiar\u0103 destinat\u0103 copiilor, temele precum bugetarea familiei, economisirea \u0219i refinan\u021barea creditelor sunt tot mai des discutate \u00een spa\u021biul public. Refinan\u021barea unui credit existent poate reprezenta o solu\u021bie eficient\u0103 pentru familiile care \u00ee\u0219i doresc o gestionare mai bun\u0103 a resurselor financiare \u0219i adaptarea la realit\u0103\u021bile economice curente. Platforme digitale precum 123Credit.ro ofer\u0103 acces rapid \u0219i transparent la op\u021biuni personalizate de refinan\u021bare credit<\/a>, facilit\u00e2nd compara\u021bia \u00eentre oferte \u0219i ob\u021binerea unor condi\u021bii mai avantajoase, f\u0103r\u0103 birocra\u021bie excesiv\u0103.<\/p>\n

123Credit \u00eencurajeaz\u0103 ini\u021biativele de educa\u021bie financiar\u0103 \u0219i ofer\u0103 instrumentele necesare pentru ca orice persoan\u0103, indiferent de v\u00e2rst\u0103, s\u0103 poat\u0103 lua decizii informate legate de gestionarea banilor. Refinan\u021barea unui credit existent poate aduce economii semnificative \u0219i un grad mai mare de flexibilitate, iar platforma 123Credit.ro ofer\u0103 acces online complet la op\u021biuni personalizate de refinan\u021bare credit, f\u0103r\u0103 drumuri inutile la banc\u0103.<\/p>\n<\/p><\/div>\n

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Asocia\u021bia Finprotect, \u00een urma succesului primului seminar de educa\u021bie financiar\u0103 desf\u0103\u0219urat la \u0218coala Gimnazial\u0103 Nr. 197 din Bucure\u0219ti, \u00een parteneriat cu unitatea de \u00eenv\u0103\u021b\u0103m\u00e2nt \u0219i […]<\/p>\n","protected":false},"author":1,"featured_media":4575,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-4574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-popular"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/posts\/4574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/comments?post=4574"}],"version-history":[{"count":0,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/posts\/4574\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/media\/4575"}],"wp:attachment":[{"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/media?parent=4574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/categories?post=4574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/info-eforie.ro\/index.php\/wp-json\/wp\/v2\/tags?post=4574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}